Author Archives: schatzi

Mar
31
2023

Filing Income Taxes – Important Facts People Fail To Consider

Majority of the people are not well aware of the details concerning filing of taxes. The first thing to considering in filing for taxes is the person’s salary. He/she must have a minimum income to able to file for taxes. The marital status is not considered in this case, either you’re married or not, you’re income should be able to meet the minimum so to be able to file. The government has created this system for filing of taxes.

For those who have not reached the minimum amount of income, you don’t have to be worried about filing your own taxes. Although there are cases like this, there are still some who choose to pay the taxes considering that they could possibly get a refund for it. However there are people who qualified who don’t go and file for the reason that they know little when it comes to filing for taxes. But the government has found their way in making sure that people with minimum incomes would pay the necessary taxes.

In any tax imposed for payment, the minimum income set for the qualification of payers is different for every state. Even though the income is different in every state, the minimum amount is almost the same with only minimal differences. In this case, the amount could also be subjected to change from time to time for example every year or for a span of years this also could be due to a change in the of the person’s status. Individuals could fall into five filing status: single, married filing jointly, married filing separately, head of household, and widow or widower with a qualifying child. Changes in requirements could occur with special considerations to senior citizens filing for tax or those people with disabilities. The amount of income to be filed for taxes may also vary depending on the amount of income that person makes.

Mar
30
2023

Commercial Real Estate Loans – Shift Focuses From Vendor to Buyers

Boise is still heavily populated and has the sustainable factor to draw people to work and reside. The city has fully integrated real estate brokerage firms that provide loans and other solutions related to properties in many counties. Idaho also boasts of other attractive locations like Nampa, Caldwell, Meridian, Star, and Eagle. For some people getting commercial real estate loans at this juncture could be tricky. Mortgage rules come with more riders and clauses. In such a scenario how can one still get the loan for a property already identified and ideal for business operations? The current credit crisis has certainly caused leaders to be more cautious in their leasing habits to buyers. But real estate firms that have survived volatile market habits know just how to circumvent the crisis and help buyers. Firms that have not outstretched their loan limits are still standing in the ring. In Boise alone, the ground realities have thawed with phones ringing in offices.

Vacant plots, properties and other retail space in counties like Ada County, Canyon County, and Valley are seeing renewed commercial activity. Even in today’s market, long term investments can be made with the right advisories. As the sellers have become more grounded in realties the commercial real estate loans are being discussed positively. Prospective buyers are now relying on experienced professionals and consultants to help them to make decisions to make investments. Business now operating on lower rents has helped tenants to save on their monies. But let it be known that all purchases will not be cheap. As commercial real estate loans in some prominent areas are bound attract more buyers because of their location. Sellers who have properties in such areas can still command better prices. The ‘trophy properties’ can still be eyed with the help of easy mortgage in installments. The banks are also ready to back the ‘trophy properties’ as there is a good yield.

Brokers are advising buyers to take the risk as markets stabilize in and around the capital city in Idaho. They have dealt with the worst in the last few years and can feel the pulse. They can also help with the required commercial real estate loans that are needed. In fact, they are better positioned to re-valuate a property, find realistic prices and help the seller and buyer to agree mutually. Providing funds for commercial activity is an essential service for a buyer. Right now the loans are pretty lower as few high value properties are available. Now the lenders are also under pressure and helping buyers to get smaller loans. This ensures that the risks are not very high. This is the time when secondary markets are showing better activity. If commercial real estate loans are to be picked up then the smaller counties are better positioned for loan application deals. For a place like Boise it is certainly an encouraging piece of news. Financing is available in such markets easily and lenders are now open to them for business.

Mar
29
2023

5 Questions To Ask to Avoid Online Medical Marketing Cons

What’s the fastest way to attract more new patients to your practice? Every practice owner wants the simple answer so when the phone rings and some snake oil salesman starts talking; it can be easy to get suckered. And then be left paying month after month for a service that does little or nothing.

Here’s how to avoid getting sold and instead find an online medical marketing firm that provides value. Ask these 5 questions.

  • Do they measure success in terms of trackable new patient leads?
  • Do they charge month to month or lock people into long-term contracts?
  • Can they provide proof the service(s) generate more new patient calls?
  • Are they transparent or do they hide fees?
  • Do they manage your marketing for you?
  • See below for the details on each.

1. Do they measure success in terms of new patient leads?

If you own a practice, the purpose of medical marketing is to do just one thing, which is to get more new patients calling and or emailing your practice. It’s not to the number of ad impressions or Google views, branding, or page impressions or even total number of calls you get. None of those things can be converted into new patients and sales.

Most medical marketing firms try to bury you in data about stuff that has no tangible benefit. Some will even ask you to put special coding on your website throwing off your current marketing metrics. Instead look for a marketing firm that uses call tracking and form fill tracking to accurately determine how many NEW Patients contact you each month.

2. Do they charge month to month or lock people into long-term contracts?

Long-term contracts should be a big red flag. It’s a sales strategy to sell a service people will want to dump within a month or two that keeps you paying for 6-12 months for something that does nothing. Make sure to pick a medical marketing firm that charges on a month to month basis. That way, they’ll have to continue to earn your business each month.

3. Can they provide proof the service(s) generate more new patient calls?

Ever had someone call to pitch you “geo-fence display,” “retargeting,” “banner ads,” “newspaper ads,” “magazine ads,” or “beacon marketing?” The most important thing you should know is that none of these work and one is even illegal. There is zero proof that using these marketing tools will attract a single new patient. However, there is a lot of evidence that these are just ways to charge your practice for services that do nothing.

Geo-fence display pushes text messaging out to prospects driving by your practice. Which is not only annoying, and if it worked would mess with our scheduling. In reality, it doesn’t generate leads. Great idea if you had a bar in a sports stadium. Bad idea for medical practices.

Retargeting is a great idea, for many local businesses but Google’s views it as a violation of HIPAA. Using retargeting ads could put your practice at risk.

Banner ads? Again no evidence they generate any new patient calls and lots of evidence they’re a waste of money. Same for newspaper ads, magazine ads and beacon marketing.

Bottom line is before you sign up for marketing get proof the service works to generate new patient leads and then talk to a few clients who’ve used it.

4. Are they transparent or do they hide fees?

When it comes to price you’d like to know what you’re paying for, right? Yet a common ripoff strategy in the industry is to charge for Pay-Per-Click ads based on a mythical ad cycle, say $1000 per cycle. Then the firm refuses to actually provide information on how much of that money is going to actual AdWords spend versus into their pockets.

The only transparent way to charge for medical PPC is to charge a monthly management fee and then have you pay the AdWords spend directly on your credit card. That way you know exactly how much you are paying the marketing firm to manage your medical PPC and how much went to Google’s AdWords.

5. Do they manage your marketing for you?

There are a lot of low-cost online marketing services out there that give you access to software so you can manage your marketing yourself. For example, there are a handful of companies that sell online review software, and almost none that train your team how to use it and make sure it’s working for you.

Getting access to powerful online marketing tools is great, in theory, if you have a Ph.D. in online marketing and 40 hours a week to spare. On the other hand, if you already have a job helping patients, these are just a big waste of time and money.

Make sure to check that the marketing firm does the work, so you can focus on what you do best which is helping patients. What’s the fastest way to attract new patients? Make sure for every dollar you invest in lead generation you’re getting leads and a positive ROI. It’s that simple. And avoid all the nonsense about geo-fence displays, retargeting, banner ads and other stuff that does nothing for your medical practice.

Mar
28
2023

Bad Credit Tenant Loans – No Credit Inquiries and Collateral Submission

It is undoubtedly true that a valuable asset like home, can actually act as a strong financial solution that can handle various financial problems. Most of the lenders consider this option of owning a property as an added qualification for the borrowers to avail a good loan service. But unfortunately, not everybody is lucky to have such an assistance that can be reimbursed at times of crucial monetary requirements. Hence, the facility of bad credit tenant loans has been offered by the finance market with the motive of providing equal financial solutions to both homeowners and non homeowners. This complete range of loans is generated by considering various requirements of a tenant in mind. Moreover, the borrowers can also stay relieved with the low interest rate charged on these loans. Hence, if you are also dealing with the worst phase of poor credit maintenance and wondering for a loan that offers unbiased financial assistance, then immediately opt for this loan facility.

Bad credit tenant loans are free from the huge clause of collateral submission and thus all private and council tenants are eligible to draft an application for this loan. Moreover, as no collateral is deposited, the long, extensive and time consuming phenomenon of collateral verification is also not entertained during the time of loan processing. This kind of facility act as a catalyst in increasing the speed of the mechanism executed for loan approval. Therefore, with bad credit tenant loans, the borrowers are assured of receiving a quick loan assistance that is capable enough of beating various economic hassles.

Under bad credit tenant loans, an applicant is requested to apply for a loan amount ranging between £200 and £25,000. However, these loans are basically offered for a short term period and for this reason only, the repayment procedure has been kept comparatively easy. The borrower enjoys leniency and flexibility with the repayment schedule in the form of extension, which can be taken by the applicant, if he fails to make the repayment on the due date. However, lender has the sole right of issuing an extension and thus, it is important for the borrower to convince the lender on specific and genuine grounds. You may have to pay an extra amount of charge for availing the facility of extended repayment schedule.

Once you are cleared with all terms and regulations of bad credit tenant loans, you can easily go ahead with the online application procedure. In this process, you are required to find yourself a suitable online lender. After this, you just need to fill up the online application form for the loan and rest will be executed by the professional executives of your preferred lender agency. They will then make efforts to verify the given information about your personal and employment status. As soon as your details are verified and your loan gets approved, the loan amount will be transferred in your savings bank account immediately. Hence, even tenants can now take a sigh of relief with this range of loans.